RRSP trading

Boost your RSP

Take advantage of long-term tax-deferred earnings.

RSP contribution limit for 2020

18% of 2019 earned income up to a maximum of $27,230

Contribution deadline

March 1, 2021

Learn how tax benefits and other features make RSPs a golden opportunity to invest for your retirement.

If you have an RSP with another broker or financial institution, transfer it to Qtrade Investor for more control and convenience. Transferring is easy, and if you move at least $15,000, Qtrade will cover your transfer-out fees up to $150.

Consolidate your RSPs →

If you don't yet have an RSP with Qtrade,
please open an account first →

The earlier you invest in your RRSP, the better

When time is on your side, it's a huge ally. The earlier you start investing in an RRSP, the more you benefit from the power of compounding.

Read the article

RRSP vs TFSA: what's the difference?

The RRSP and the TFSA are registered accounts with distinct features and benefits. Learn how to leverage these two savings vehicles to achieve your financial goals.

Read the article

10 conditions of RSP love

You should love your RSP and trust that it's working in your best interest. Here are 10 conditions of RSP love.

Read the article

RRSP vs TFSA: find the right balance

Most Canadians can benefit from having an RRSP and a TFSA. Learn the key differences, and how to find the right balance.

Read the article

RRSP basics — the ABCs of RRSPs

Learn about RSPs (RRSPs): what they are, the types of investment you can hold, how much you can contribute and the annual deadline.

Read the article

RRSP to RRIF

You must close your RSP by the end of the year in which you turn 71. Here are the key considerations when converting an RSP to a RIF.

Read the article
Show more