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Weekly Market Pulse - Week ending October 31, 2025

Market developments

Equities:  Global equities advanced, the S&P 500 gained 0.7%, while the Nasdaq rose 2.2% and the S&P/TSX dropped 0.3%. Sentiment was buoyant as investors welcomed easier monetary policy and solid Q3 earnings, particularly in technology and consumer sectors.

Fixed Income: Bond markets reflected the Fed’s 25 bps rate cut to 4.00% and a similar move by the Bank of Canada, which lowered its policy rate to 2.25%. U.S. Treasury yields were little changed, with the 10-year at 4.08% and the 2-year at 3.58%. In Canada, yields moved modestly, with the 2-year at 2.41% and the 10-year at 3.12%, as investors priced in continued policy support.

Commodities: Commodity markets were softer overall. WTI crude fell 1.2%, pressured by concerns over global demand and steady supply conditions. Gold declined 2.8% to $4,000, as risk-on sentiment and a stronger dollar reduced safe-haven appeal. The tone across commodities was defensive, with energy and metals both under modest pressure.

Performance (price return)

SECURITY

PRICE

WEEK

1 MONTH

3 MONTH

YTD

Equities ($Local)

 

 

 

 

 

S&P/TSX Composite

30,260.74

-0.30%

0.51%

11.01%

22.37%

S&P 500

6,840.20

0.71%

1.92%

7.90%

16.30%

NASDAQ

23,724.96

2.24%

4.26%

12.32%

22.86%

DAX

23,958.30

-1.16%

-0.64%

-0.45%

20.34%

NIKKEI 225

52,411.34

6.31%

17.64%

27.62%

31.37%

Shanghai Composite

3,954.79

0.11%

1.85%

10.68%

17.99%

Fixed Income (Performance in %)

 

 

 

 

 

Canada Aggregate Bond

243.31

-0.08%

0.81%

2.92%

3.37%

US Aggregate Bond

2339.54

-0.49%

0.45%

3.02%

6.88%

Europe Aggregate Bond

248.21

0.12%

0.77%

0.97%

1.83%

US High Yield Bond

28.83

-0.02%

0.14%

2.30%

7.45%

Commodities ($USD)

 

 

 

 

 

Oil

60.78

-1.17%

-1.62%

-12.24%

-15.25%

Gold

3999.77

-2.75%

3.47%

21.58%

52.40%

Copper

511.20

-0.20%

4.70%

17.40%

26.96%

Currencies ($USD)

 

 

 

 

 

US Dollar Index

99.78

0.84%

2.13%

-0.18%

-8.02%

Loonie

1.4014

-0.13%

-0.56%

-1.13%

2.64%

Euro

0.8671

-0.82%

-1.70%

1.03%

11.39%

Yen

154.06

-0.78%

-4.54%

-2.15%

2.04%

Source: Bloomberg, as of October 31, 2025

 

Central Bank Interest Rates

Central Bank

Current Rate

March 2026
Expected Rate*

Bank of Canada

2.25%

2.16%

U.S. Federal Reserve

4.00%

3.54%

European Central Bank

2.00%

1.85%

Bank of England

4.00%

3.59%

Bank of Japan

0.50%

0.71%

Source: Bloomberg, as of October 31, 2025

*Expected rates are based on bond futures pricing

 

Macro developments

Canada – BoC cuts rates again, GDP shows marginal rebound

On October 30, the Bank of Canada reduced its overnight rate by 25 basis points to 2.25%, marking a second consecutive cut. Policymakers indicated that further easing is unlikely if current economic projections hold, citing persistent uncertainty from trade tensions and structural damage to capacity. Inflation remains near the 2% target, while core measures hover around 3%, but the Governing Council expects gradual convergence toward target.

Flash estimates show Canadian GDP rose 0.1% in September, trimming the 0.3% drop in August, the steepest monthly contraction since late 2022. Goods-producing sectors fell 0.6%, led by a 2.3% slump in utilities and weaker mining output amid lower global commodity prices. Services edged down 0.1%, as transportation and wholesale trade declines offset retail gains. Year-over-year growth stood at 0.7%, underscoring ongoing headwinds from trade frictions and elevated borrowing costs.

U.S. – Fed cuts rates, signals caution ahead

The Federal Reserve lowered the federal funds rate by 25 basis points to 3.75%–4.00% in its October meeting, aligning with expectations. While most officials supported the move, dissent emerged over the pace of easing, with one member favoring a larger cut and another advocating no change. Chair Powell emphasized that a December cut is not guaranteed, despite market pricing for another 25bps reduction. The Fed also announced plans to end balance sheet runoff on December 1, reflecting a shift toward stabilizing liquidity amid rising labour market risks and still-elevated inflation.

International – ECB holds steady, Eurozone growth surprises

The European Central Bank left its key rates unchanged for a third straight meeting, with the main refinancing rate at 2.15% and deposit rate at 2.00%. Officials cited resilient economic conditions and inflation trending near the 2% target. While prior easing continues to support activity, risks from global trade disputes and geopolitical tensions persist. The Governing Council reiterated its meeting-by-meeting approach, signaling flexibility amid an uncertain outlook.

Preliminary data show Eurozone GDP grew 0.2% in Q3, up from 0.1% in Q2 and slightly above consensus. France outperformed with 0.5% growth on strong exports, while Spain expanded 0.6% on robust consumption and investment. Germany and Italy stagnated, weighed by weak industry and trade. Annual growth reached 1.3%, easing pressure on the ECB for near-term cuts. Meanwhile, October CPI slowed to 2.1% from 2.2%, with energy prices falling and food inflation moderating. Core inflation held at 2.4%, suggesting underlying price pressures remain sticky despite headline improvement.

 

Quick look ahead

DATE

COUNTRY / REGION

EVENT

 

SURVEY

PRIOR

03-Nov-25

Canada

S&P Global Canada Manufacturing PMI

Oct

 

47.7

03-Nov-25

United States

ISM Manufacturing

Oct

49.4

49.1

04-Nov-25

United States

JOLTS Job Openings

Sep

7,180.0

7,227.0

05-Nov-25

Eurozone Aggregate

PPI MoM

Sep

(0.1)

(0.3)

05-Nov-25

Eurozone Aggregate

PPI YoY

Sep

(0.2)

(0.6)

06-Nov-25

Eurozone Aggregate

Retail Sales MoM

Sep

0.15

0.1

06-Nov-25

Eurozone Aggregate

Retail Sales YoY

Sep

1

1

06-Nov-25

United Kingdom

Bank of England Bank Rate

 

4

4

07-Nov-25

United States

Change in Nonfarm Payrolls

Oct

 

 

07-Nov-25

United States

Unemployment Rate

Oct

 

 

07-Nov-25

Canada

Net Change in Employment

Oct

-2.5

60.4

07-Nov-25

Canada

Unemployment Rate

Oct

7.15

7.1

08-Nov-25

China

PPI YoY

Oct

 

-2.3

08-Nov-25

China

CPI YoY

Oct

 

-0.3

 

The Asset Allocation Team at NEI Investments

Judith Chan, CFA – Vice President, Head of Asset Allocation

Mateo Marks, CFA – Director, Asset Allocation

Adam Ludwick, CFA – Director, Asset Allocation

Anthony Rago, B.A.Sc. – Senior Asset Allocation Analyst

 

Aviso Wealth Inc. (“Aviso”) is the parent company of Aviso Financial Inc. (“AFI”) and Northwest & Ethical Investments L.P. (“NEI”). Aviso and Aviso Wealth are registered trademarks owned by Aviso Wealth Inc.

NEI Investments is a registered trademark of NEI. Any use by AFI or NEI of an Aviso trade name or trademark is made with the consent and/or license of Aviso Wealth Inc. Aviso is a wholly-owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. Mutual funds and other securities are offered by Aviso Wealth, a division of Aviso Financial Inc.

This material is for informational and educational purposes and it is not intended to provide specific advice including, without limitation, investment, financial, tax or similar matters. This document is published by AFI and unless indicated otherwise, all views expressed in this document are those of AFI. The views expressed herein are subject to change without notice as markets change over time.

Aviso Wealth Inc. ('Aviso') is a wholly owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. The following entities are subsidiaries of Aviso: Aviso Financial Inc. (including divisions Aviso Wealth, Qtrade Direct Investing, Qtrade Guided Portfolios, Aviso Correspondent Partners), Aviso Insurance Inc., Credential Insurance Services Inc. and Northwest & Ethical Investments L.P.  Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Aviso and Aviso Wealth are registered trademarks of Aviso Wealth Inc. NEI Investments is a registered trademark of Northwest & Ethical Investments L.P.

This material is for informational and educational purposes and it is not intended to provide specific advice including, without limitation, investment, financial, tax or similar matters. This document is published Aviso Wealth and unless indicated otherwise, all views expressed in this document are those of Aviso Wealth. The views expressed herein are subject to change without notice as markets change over time.