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Weekly Market Pulse - Week ending July 4, 2025

Market developments

Equities: U.S. equity markets finished the holiday-shortened week at record levels, with the S&P 500 gaining 1.7% and the S&P/TSX advancing 1.3%. The rally was driven by a stronger-than-expected June jobs report that showed continued economic momentum. Non-farm payrolls rose 147,000 versus the Bloomberg consensus estimate of 106,000, while unemployment dropped to 4.1% from the expected 4.3%.

Fixed Income: Strong U.S. jobs data surprised markets this week, causing bond prices to fall and yields to rise. The 10-year Treasury yield jumped from 4.27% to 4.34%, while Canada's rose from 3.30% to 3.35%. Investors now expect the Federal Reserve to skip rate cuts in July, pushing back easing expectations to September.

Commodities: Commodity markets faced significant volatility this week, particularly gold that gained 1.9% during the week.

Performance (price return)

SECURITY

PRICE

WEEK

1 MONTH

3 MONTH

YTD

Equities ($Local)

 

 

 

 

 

S&P/TSX Composite

27,036.16

1.29%

2.69%

16.57%

9.33%

S&P 500

6,279.35

1.72%

5.17%

23.75%

6.76%

NASDAQ

20,601.10

1.62%

5.86%

32.16%

6.68%

DAX

23,787.45

-1.02%

-2.01%

15.24%

19.48%

NIKKEI 225

39,810.88

-0.85%

5.47%

17.85%

-0.21%

Shanghai Composite

3,472.32

1.40%

2.85%

3.90%

3.60%

Fixed Income (Performance in %)

 

 

 

 

 

Canada Aggregate Bond

236.73

-0.33%

-0.49%

-1.60%

0.58%

US Aggregate Bond

2266.97

-0.09%

0.77%

-0.12%

3.56%

Europe Aggregate Bond

246.39

0.30%

0.18%

1.32%

1.08%

US High Yield Bond

28.12

0.46%

1.74%

5.55%

4.78%

Commodities ($USD)

 

 

 

 

 

Oil

66.50

1.50%

5.81%

7.28%

-7.28%

Gold

3337.15

1.92%

-1.05%

9.84%

27.15%

Copper

501.85

-0.99%

2.70%

14.00%

24.64%

Currencies ($USD)

 

 

 

 

 

US Dollar Index

97.00

-0.42%

-1.81%

-5.85%

-10.59%

Loonie

1.3605

0.62%

0.54%

4.51%

5.73%

Euro

0.8489

0.53%

3.18%

7.53%

13.78%

Yen

144.54

0.08%

-1.22%

1.65%

8.76%

Source: Bloomberg, as of July 04, 2025

 

Central Bank Interest Rates

Central Bank

Current Rate

December 2025
Expected Rate*

Bank of Canada

2.75%

2.44%

U.S. Federal Reserve

4.50%

3.77%

European Central Bank

2.00%

1.65%

Bank of England

4.25%

3.67%

Bank of Japan

0.50%

0.60%

Source: Bloomberg, as of July 04, 2025

*Expected rates are based on bond futures pricing

 

Macro developments

Canada –Manufacturing and Services Deteriorate Further

Canada’s private sector continued to struggle in June, with both manufacturing and services activity weakening further. The Manufacturing PMI declined to 45.6 from 46.1, marking the steepest drop in output in over five years. This reflects ongoing weakness in new orders, particularly from abroad, as trade tensions with the U.S. persisted. The Services PMI also slipped, falling to 44.3 from 45.6, as business activity and new work contracted at a faster pace amid market uncertainty. While service sector employment edged up, cost pressures intensified, leading to higher prices and a further dip in business confidence.

U.S. – Mixed Manufacturing Signals, Services Rebound, Labor Market Remains Resilient

The ISM Manufacturing PMI edged up to 49.0 in June from 48.5 in May, above forecasts of 48.8. Production rebounded to 50.3 from 45.4, while new orders, employment and order backlogs contracted at a faster pace. Tariff-induced price pressures accelerated further.

The ISM Services PMI rose to 50.8 in June from 49.9 in May, above forecasts of 50.5 and returning to expansion after one month of contraction. Business activity, new orders and inventories all rebounded. However, firms continued expressing concerns about tariff impacts, with price pressures remaining elevated despite slight easing.

U.S. job growth remained steady in June, with nonfarm payrolls increasing by 147,000, slightly above the 12-month average and comfortably beating expectations. Hiring was driven by gains in government and healthcare, particularly in state education and hospitals, while federal employment continued to shrink. The unemployment rate edged down to 4.1%, signaling continued labor market resilience, though a slight dip in participation suggests some softening beneath the surface.

International – Eurozone Inflation Rises to Target, China Shows Mixed Manufacturing Recovery

Inflation in the Eurozone ticked up to 2.0% in June, aligning with the European Central Bank’s target and slightly above the 1.9% recorded in May. The increase was driven in part by a pickup in services inflation, which edged higher to 3.3%, while the drop in energy prices moderated to 2.7%. Core inflation, which strips out energy and food, held steady at 2.3%, its lowest reading since early 2022.

In China, manufacturing activity regained momentum in June, with the Caixin Manufacturing PMI climbing to 50.4 from 48.3, signaling a return to expansion. The improvement was fueled by a rise in output (the strongest since last November) supported by better trade conditions.

Meanwhile, the services sector showed signs of slowing. The Caixin Services PMI slipped to 50.6 in June from 51.1, missing expectations and marking its weakest pace of growth since September 2024. Demand softened, particularly from overseas markets, which posted the sharpest drop in foreign sales since late 2022.

 

Quick look ahead

DATE

COUNTRY / REGION

EVENT

 

SURVEY

PRIOR

07-Jul-25

Eurozone Aggregate

Retail Sales YoY

May

1.4

2.3

08-Jul-25

China

CPI YoY

Jun

(0.1)

(0.1)

09-Jul-25

Japan

PPI YoY

Jun

2.9

3.2

11-Jul-25

United Kingdom

Monthly GDP (MoM)

May

0.1

(0.3)

11-Jul-25

Canada

Net Change in Employment

Jun

 

8.8

11-Jul-25

Canada

Unemployment Rate

Jun

7.1

7.0

 

The Asset Allocation Team at NEI Investments

Judith Chan, CFA – Vice President, Head of Multi-Asset Portfolios

Mateo Marks, CFA – Senior Multi Asset Portfolio Analyst

Adam Ludwick, CFA – Senior Multi Asset Portfolio Analyst

Anthony Rago, B.A.Sc. – Senior Multi Asset Portfolio Analyst

 

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NEI Investments is a registered trademark of NEI. Any use by AFI or NEI of an Aviso trade name or trademark is made with the consent and/or license of Aviso Wealth Inc. Aviso is a wholly-owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. Mutual funds and other securities are offered by Aviso Wealth, a division of Aviso Financial Inc.

This material is for informational and educational purposes and it is not intended to provide specific advice including, without limitation, investment, financial, tax or similar matters. This document is published by AFI and unless indicated otherwise, all views expressed in this document are those of AFI. The views expressed herein are subject to change without notice as markets change over time.

Aviso Wealth Inc. ('Aviso') is a wholly owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. The following entities are subsidiaries of Aviso: Aviso Financial Inc. (including divisions Aviso Wealth, Qtrade Direct Investing, Qtrade Guided Portfolios, Aviso Correspondent Partners), Aviso Insurance Inc., Credential Insurance Services Inc. and Northwest & Ethical Investments L.P.  Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Aviso and Aviso Wealth are registered trademarks of Aviso Wealth Inc. NEI Investments is a registered trademark of Northwest & Ethical Investments L.P.

This material is for informational and educational purposes and it is not intended to provide specific advice including, without limitation, investment, financial, tax or similar matters. This document is published Aviso Wealth and unless indicated otherwise, all views expressed in this document are those of Aviso Wealth. The views expressed herein are subject to change without notice as markets change over time.