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Terms and conditions

Qtrade Direct Investing - Spring 2026 Cash Back Offer

Fund your Qtrade Direct Investing account and you may be eligible for a cash back bonus as follows:  

Investment Tier	Cash Back Bonus
$1,000 - $4,999.99	$100
$5,000- $49,999.99	$250
$50,000- $99,999.99	$500
$100,000-$199,999.99	$1,000
$200,000+	$2,000

To qualify:

✓Opt-in by clicking the OPT-IN button in the offer email.

✓Deposit Net New Funds into your Qualifying Account(s) by August 31, 2026. “Net New Funds” are funds transferred from another financial institution(s) or broker(s).

✓Hold your Net New Funds in the Account until August 31, 2027.

✓The applicable cash back bonus will be paid to eligible clients’ Qtrade Direct Investing account on or around September 30  2027.

1.       The Offer

Fund your Qtrade Direct Investing account (the “Account”) and you may be eligible to receive a cash bonus as set out below (the “Offer”). This Offer is only available to clients who have opted in to the Offer by clicking the OPT-IN button in the Offer email and who deposit Net New Funds (net of withdrawals) by August 31, 2026.

In case of multiple accounts funded, the cash bonus will be paid to eligible accounts in the following order: 1) Cash accounts 2) Margin accounts 3) Registered accounts  

2.       This Cash Back Offer is subject to the following Terms and Conditions:

Offer Period

To qualify for this Offer, Net New Funds must be deposited or transferred into your Qtrade Direct Investing account (the “Account”) by August31, 2026 and held in the same Account until August 31, 2027 (the “Offer Period”)

Qualifying Account Criteria

To qualify, the funded  Account(s) must be a CAD Cash (individual or joint), USD Cash (individual or joint), CAD Margin (individual or joint), USD Margin (individual or joint) RESP, CAD RRSP, CAD RRIF, CAD Spousal RRSP, CAD Spousal RRIF, USD RRSP, USD RRIF, USD Spousal RRSP, USD Spousal RRIF, LIRA, LRSP, CAD TFSA, USD TFSA, CAD FHSA or USD FHSA (each a “Qualifying Account”). Delivery Against Payment (DAP) accounts are ineligible for this Offer. Corporate accounts are excluded from the Offer.

Limit of one (1) Offer per qualifying client (joint accounts are considered one ‘client’). In the event that a client opens multiple eligible accounts, the qualifying funds can be based on the total new assets across all Qualifying Accounts opened.

Some Qualifying Account types (such as RRSP, RRIF, cash and margin accounts) offer both CAD and USD accounts. These are separate Accounts and are treated as such under the Offer.

In the case of a spousal Account or joint Account, only the primary account holder will be entitled to receive the cash bonus.

Accounts must meet Qtrade Direct Investing’s account opening and related documentation requirements, and be approved by Qtrade Direct Investing, at its sole and absolute discretion.

Qualifying Accounts must be in good standing and not have encountered a debit position or margin call throughout the Offer Period and remain as such until 11:59 pm ET on August 31, 2027.

Qualifying Transfer Criteria

In order to qualify as a qualifying deposit or transfer, assets transferred into a Qualifying Account must not include any securities that are restricted, subject to a cease trade order, or that are non-listed and without independent evidence of current value acceptable to Qtrade Direct Investing.

Qualifying deposit or transfer of Net New Funds may originate from an investment or bank account at any Canadian financial institution or broker.

Net New Funds transferred in or deposited must remain in the Qualifying Account until 11:59 pm ET on August 31 2027. Any withdrawals or transfers out prior to this date will decrease the Net New Funds eligible to qualify for the Offer.

Eligibility Criteria

In order to be eligible for the Offer you must opt in by clicking OPT-IN button in the Offer email(s) sent to you.

This Offer is non-transferable and will not be valid in conjunction with any other offer or promotion from Qtrade Direct Investing.

This  Offer can only be used once per client.

You must be a Canadian resident who is of the age of majority in your respective province or territory.

General

The cash bonus will be delivered to the primary qualifying account holder’s Account on or around September 30, 2027.

You are solely responsible for any tax consequences arising from or in connection with: this Offer; the transfer of any assets into the Qualifying Account; and/or the payment of any cash bonus into the Qualifying Account.

All dollar amounts mentioned in relation to this Offer are in Canadian dollars.

The amount of any transfer-in fee charged by another Canadian broker or financial institution will be credited to your qualifying account in the currency (either CAD or USD) in which your transfer was made (up to a maximum of CAD/USD $150 per client when you transfer $15,000 or more), subject to Qtrade Direct Investing’s receipt of the documentation evidencing such transfer-in fee. This is part of the Offer and does not constitute a combining of Qtrade Direct Investing offers.

Qtrade Direct Investing reserves the right, at its sole and absolute discretion, to modify, suspend, disqualify, limit or revoke this Offer to any person or account holder for any reason, including but not limited to manipulation or abuse of the process, fairness, integrity or operation of the Offer.

The terms and conditions of this Offer, including its overall availability, are at the sole and absolute discretion of Qtrade Direct Investing and are subject to change at any time without prior notice.

You may opt out of the Cash Back Offer at any time by notifying us at 1.877.787.2330 or