Competitive pricing and offers
Cash and Margin Accounts
Interest charged on negative balances in all accounts
Margin account
CDN Prime rate: 2.45% (as of March 30, 2020)
USD Prime rate: 3.25% (as of March 16, 2020)
| Canadian Dollar Margin | U.S. Dollar Margin | |||
|---|---|---|---|---|
| Tier | Rate | Rate | ||
| $0-$99,999 | Prime + 1.55% | Prime + 1.25% | ||
| $100,000+ | Prime + 1.50% | Prime + 1.20% |
Investor Plus
| Canadian Dollar Margin | U.S. Dollar Margin | |
|---|---|---|
| Tier | Rate | Rate |
| $0-$9,999 | Prime + 1.30% | Prime + 1.25% |
| $10,000-$99,999 | Prime + 1.05% | Prime + 1.00% |
| $100,000+ | Prime + 0.30% | Prime + 0.50% |
Cash account
| Canadian Dollar Cash | U.S. Dollar Cash | |||
|---|---|---|---|---|
| Rate | Rate | |||
| All balances | 21% | 21% |
Registered account
| Canadian Dollar Cash | U.S. Dollar Cash | |||
|---|---|---|---|---|
| Rate | Rate | |||
| All balances | 21% | 21% |
Figures updated as of April 1, 2020.
Note: Interest is calculated daily based on the closing debit and/or credit balance in your account and posted monthly on the 16th day of each month (or subsequent business day). Debit and credit interest rates are calculated separately and are subject to change without notice. Interest accrued will not be paid for amounts less than $10 per month and will not be charged for amounts less than $3.
Interest earned on positive balances in all accounts
All account types
| Canadian Dollar | U.S. Dollar | |
|---|---|---|
| Rate | Rate | |
| $0 - $2,000,000 | 0.00% | 0.00% |
| $2,000,001 + | 0.10% | 0.00% |
Figures updated as of April 1, 2020.
Note: Interest is calculated daily based on the closing debit and/or credit balance in your account and posted monthly on the 16th day of each month (or subsequent business day). Debit and credit interest rates are calculated separately and are subject to change without notice. Interest accrued will not be paid for amounts less than $10 per month and will not be charged for amounts less than $3.