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Qtrade Direct Investing

QTRADE SUMMER/FALL CASHBACK OFFER 2025

Open and fund a new Qtrade Direct Investing account and you may be eligible for free trades and a cashback bonus as follows:

Value of Net New Deposits Cashback Bonus
Up to $15,000 5% cashback (to a maximum of $750)
$15,001 and above $750 plus 1% cashback on every dollar above $15,000 (total bonus amount is capped at $2,000)

To qualify:

  • Open a new account with Qtrade Direct Investing using promo code QTRADE2025 before November 30, 2025.
  • Deposit net new funds into the new account by December 31, 2025, to receive a cash bonus as follows:
    • Deposit up to $15,000 and get 5% cashback on every dollar deposited, or
    • Deposit $15,001 and above and get $750 plus 1% cashback on every dollar deposited up to a total cashback amount of $2,000.
  • For NEW clients to Qtrade only, receive unlimited free trades until December 31, 2025, payable as a rebate on January 31, 2026.
  • Hold your net new deposits in the new account until December 31, 2026.
  • The applicable cashback bonus will be paid to eligible clients and will be paid to your Qtrade Direct Investing account on or around February 28, 2027.

1. The Offer

Open and fund a new Qtrade Direct Investing account (the “New Account”) and you may be eligible to receive a cash bonus as set out below (the “Cash Back Offer”). This Cash Back Offer is only available to New Accounts established by both new and existing clients who transfer in or deposit net new funds (net of withdrawls from the New Account or other Qtrade Direct Investing accounts) by December 31, 2025.

Promo Code

New Funds

Cash Bonus

New Client Sign-up Bonus

QTRADE2025

$1 to $15,000

5% cashback

Free trades until Dec 31, 2025

$15,001 and above

$750 plus 1% cashback on every dollar deposited above $15,000 (Cash bonus capped at $2,000)

 

For net new funds deposited into a New Account up to $15,000, the client is eligible to receive a cashback bonus of 5% of deposited funds. For net new funds of $15,001 or more, the cashback bonus is calculated as $750 plus 1% of the net new funds above $15,000 deposited in the New Account. The maximum combined cashback bonus a client can receive is $2,000.

New clients, those without an existing Qtrade Direct Investing account, who use the promo code QTRADE2025 can also receive free trades (the “Free Trades Bonus” referred to collectively with the Cash Back Offer as the “Offer”). Qualifying free trades must be filled between the date of opening of the New Account and no later than 11:59 pm ET on December 31, 2025 (the “Offer Trading Period”). Commission will be applied to initial trades in the New Account.

In case of multiple accounts opened, all rebates will be paid to eligible accounts in the following order: 1) Cash accounts 2) Margin accounts 3) Registered accounts.

Examples:

  • A new client opens a new Qtrade Direct Investing account using the promo code within the Offer Period and deposits $50,000 which remains in the account on December 31, 2026. That new client is eligible to receive a free trades rebate for any qualifying trades made in the Offer Trading Period applied to their account on or around January 31, 2026, plus the cash back payment of 5% or $750 (for up to $15,000 deposit) and a further 1% or $350 (for $15,001 to $50,000 portion of the deposit) for a total payment of up to $1,100 to be paid on or around February 28, 2027.
  • A new client opens a new Qtrade Direct Investing account within the Offer Period and deposits $10,000 that remains in the account up to December 31, 2026. That new client is eligible to receive the Free Trades Bonus for any qualifying trades made in the Offer Trading Period applied to their account on or around January 31, 2026, plus 5% or $500 (for $10,000 deposit) paid on or around February 28, 2027. (The client is not eligible for the 1% cash back bonus as they are below the $15,000 minimum threshold.)
  • A new client opens a new Qtrade Direct Investing account within the Offer Period and deposits $100,000 but removes the entire sum of the deposit on November 1, 2026. That new client is no longer eligible to receive any cash back payments since all sums were removed before the Dec 31, 2026 hold period had passed.

2. This Offer is subject to the following Terms and Conditions:

Offer Period

This Offer is available to new and existing clients for New Accounts opened between August 6, 2025, at 12:00 am ET and November 26, 2025, at 11:59 pm ET (the “Offer Period”). NOTE: an account application must be submitted by November 30, 2025, and funds must be deposited or transferred into your Qtrade Direct Investing account by December 31, 2025.

Qualifying Account Criteria

The account application form associated with the qualifying account must have the promo code: QTRADE2025 applied to it and must be submitted during the Offer Period.

To qualify, the New Account opened must be a CAD Cash (individual or joint), USD Cash (individual or joint), CAD Margin (individual or joint), USD Margin (individual or joint) RESP, CAD RRSP, CAD RRIF, CAD Spousal RRSP, CAD Spousal RRIF, USD RRSP, USD RRIF, USD Spousal RRSP, USD Spousal RRIF, LIRA, LRSP, CAD TFSA, USD TFSA, CAD FHSA or USD FHSA. Delivery Against Payment (DAP) accounts are ineligible for this Offer.

Limit of one (1) Offer per qualifying client (joint accounts have one ‘client’). In the event that a client opens multiple eligible accounts, the qualifying funds can be based on the total new assets across all New Accounts opened. In this case, each New Account must be opened using the promo code QTRADE2025 and funded with new assets, and approved by Qtrade Direct Investing, to be totaled for the offer.

Some account types (such as RRSP, RRIF, cash and margin accounts) offer both CAD and USD accounts. These are separate accounts and are treated as such under the Offer.

In the case of a spousal account or joint account, only the primary account holder will be entitled to receive the cash bonus.

New Accounts must meet Qtrade Direct Investing’s account opening and related documentation requirements, and be approved by Qtrade Direct Investing, at its sole and absolute discretion.

Qualifying accounts must be in good standing and not have encountered a debit position or margin call throughout the Offer Period and remain as such until 11:59 pm ET on February 28, 2027.

Qualifying Transfer Criteria

In order to qualify as a qualifying deposit or transfer, assets transferred in must not include any securities that are restricted, subject to a cease trade order, or that are non-listed and without independent evidence of current value acceptable to Qtrade Direct Investing.

Qualifying deposit or transfer funds may originate from an investment or bank account at any Canadian financial institution or broker.

Assets transferred in or deposited must remain in the qualifying account until 11:59 pm ET on December 31, 2026. Any withdrawals or transfers out prior to this date will decrease the eligible funds that qualify for the Offer.

Qualifying Trade Criteria

For the Free Trades Bonus, the commission will be applied to trades in the applicable New Account. Qualifying Trades will be rebated on or about January 31, 2026. The maximum value of the Free Trades Bonus per individual client is equivalent to $8.75 per trade. The commission rebate will be credited to a New Account in which Qualifying Trades occurred.

Qualifying trades for the purposes of this Offer are limited to commissionable equity and ETF trades only (“Qualifying Trades”). Option trades are not included and do not qualify for this Offer.

Qualifying Trades must be from orders submitted and executed during the Offer Trading Period.

Qualifying Trades must be placed online via the Qtrade Direct Investing platform, or the Qtrade Direct Investing mobile app. Trades placed with an agent over the phone do not qualify.

Eligibility Criteria

The Offer is available only to New Accounts opened by new or existing Qtrade Direct Investing clients.

You must apply the promo code on the New Account application form to be eligible to receive the Offer. All new accounts qualified for the offer must be opened using the promo code.

The qualifying account must be opened during the Offer Period.

This Offer is non-transferable and will not be valid in conjunction with any other offer or promotion from Qtrade Direct Investing.

This Offer can only be used once per client and cannot be applied on previously or subsequently submitted account applications to Qtrade Direct Investing.

You must be a Canadian resident who is of the age of majority in your respective province or territory when submitting your New Account application.

General

The cash bonus will be delivered to the primary qualifying account holder in the New Account or existing cash account on or around February 28, 2027.

For the Free Trades Bonus, and where the above criteria are met, the free trades rebate will be delivered to the primary qualifying account holder in the new qualifying account on or around January 31, 2026.

Clients who qualify for this Offer will not be eligible for any other offers or promotions from Qtrade Direct Investing until August 1, 2026.

You are solely responsible for any tax consequences arising from or in connection with: this Offer; the transfer of any assets into the qualifying account; and/or the payment of any cash bonus into the qualifying account.

All dollar amounts mentioned in relation to this Offer are in Canadian dollars.

The amount of any transfer-in fee charged by another Canadian broker or financial institution will be credited to your qualifying account in the currency (either CAD or USD) in which your transfer was made (up to a maximum of CAD/USD $150 per client when you transfer $15,000 or more), subject to Qtrade Direct Investing’s receipt of the documentation evidencing such transfer-in fee. This is part of the Offer and does not constitute a combining of Qtrade Direct Investing offers.

Qtrade Direct Investing reserves the right, at its sole and absolute discretion, to modify, suspend, disqualify, limit or revoke this Offer to any person or account holder for any reason, including but not limited to manipulation or abuse of the process, fairness, integrity or operation of the Offer.

The terms and conditions of this offer, including its overall availability, are at the sole and absolute discretion of Qtrade Direct Investing and are subject to change at any time without prior notice.

You may opt out of the Offer at any time by notifying us at 1.877.787.2330 or directinvesting@qtrade.ca, in which case the cash bonus and trade commission discount pursuant to the Offer will be cancelled or reversed.

Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc. Qtrade and Qtrade Direct Investing are trade names or trademarks of Aviso Wealth Inc. and/or its affiliates.