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Qtrade Direct Investing

Qtrade 2026 Cash Back Offer - Terms and conditions

Open and fund a new Qtrade Direct Investing account and you may be eligible for a cashback bonus as follows:

To qualify:

✓Offer applicable to new clients only.

✓Open a new account with Qtrade Direct Investing using promo code CASHBACK26 before March 31, 2026.

✓Deposit new funds into the new account by April 30, 2026.

✓Hold your net new deposits in the new account until April 30, 2027.

✓The applicable cashback bonus will be paid to eligible client’s Qtrade Direct Investing account on or around May 31, 2027.

1.       The Offer

Open and fund a new Qtrade Direct Investing account (the “New Account”) and you may be eligible to receive a cash bonus as set out below (the “Cash Back Offer”). This Cash Back Offer is only available to new clients who transfer in or deposit net new funds (net of withdrawals[CS2] [SS3]  from the New Account or other Qtrade Direct Investing accounts) by April 30,2026.

Value of Net New Deposits

Cashback Bonus

$1,000 - $10,000

$250

$10,001 - $25,000

$500

$25,001 - $50,000

$650

$50,001 - $100,000

$750

$100,001 - $250,000

$1,000

$250,001 - $500,000

$2,500

$500,001 +

$5,000

In case of multiple accounts opened, the cash bonus will be paid to eligible accounts in the following order: 1) Cash accounts 2) Margin accounts 3) Registered accounts 

Examples:

  • A new client opens a new Qtrade Direct Investing account using the Promo Code within the Offer Period and deposits $10,000 that remains in the account up to April 30, 2027. That new client is eligible to receive $250 as cashback bonus on or before May 31, 2027
  • A new client opens a new Qtrade Direct Investing account using the Promo Code within the Offer Period and deposits $100,000 but removes the entire sum of the deposit on before the holding period. That new client is no longer eligible to receive any cash back payments since all sums were removed before the April 30, 2027 hold period had passed.

2.       This Cash Back Offer is subject to the following Terms and Conditions:

Offer Period

This Cash Back Offer is available to new for New Accounts opened between January 6, 2026, at 12:00 am ET and March 31, 2026, at 11:59 pm ET (the “Offer Period”). NOTE: an account application must be opened  by March 31, 2026, and funds must be deposited or transferred into your Qtrade Direct Investing account by April 30, 2026.

Qualifying Account Criteria

The account application form associated with the qualifying account must have CASHBACK26 (the “Promo Code”) applied to it and must be submitted during the Offer Period.

To qualify, the New Account opened must be a CAD Cash (individual or joint), USD Cash (individual or joint), CAD Margin (individual or joint), USD Margin (individual or joint) RESP, CAD RRSP, CAD RRIF, CAD Spousal RRSP, CAD Spousal RRIF, USD RRSP, USD RRIF, USD Spousal RRSP, USD Spousal RRIF, LIRA, LRSP, CAD TFSA, USD TFSA, CAD FHSA or USD FHSA. Delivery Against Payment (DAP) accounts are ineligible for this Cash Back Offer.

Limit of one (1) Cash Back Offer per qualifying client (joint accounts have one ‘client’). In the event that a client opens multiple eligible accounts, the qualifying funds can be based on the total new assets across all New Accounts opened. In this case, each New Account must be opened using the Promo Code and funded with new assets, and approved by Qtrade Direct Investing, to be totaled for the offer.

Some account types (such as RRSP, RRIF, cash and margin accounts) offer both CAD and USD accounts. These are separate accounts and are treated as such under the Cash Back Offer.

In the case of a spousal account or joint account, only the primary account holder will be entitled to receive the cash bonus.

New Accounts must meet Qtrade Direct Investing’s account opening and related documentation requirements, and be approved by Qtrade Direct Investing, at its sole and absolute discretion.

Qualifying accounts must be in good standing and not have encountered a debit position or margin call throughout the Offer Period and remain as such until 11:59 pm ET on May 31, 2027.

Qualifying Transfer Criteria

In order to qualify as a qualifying deposit or transfer, assets transferred in must not include any securities that are restricted, subject to a cease trade order, or that are non-listed and without independent evidence of current value acceptable to Qtrade Direct Investing.

Qualifying deposit or transfer funds may originate from an investment or bank account at any Canadian financial institution or broker.

Assets transferred in or deposited must remain in the qualifying account until 11:59 pm ET on April 30, 2027. Any withdrawals or transfers out prior to this date will decrease the eligible funds that qualify for the Cash Back Offer.

Eligibility Criteria

The Cash Back Offer is available only to New Accounts opened by new Qtrade Direct Investing clients.

You must apply the Promo Code on the New Account application form to be eligible to receive the Cash Back Offer.
The qualifying account must be opened during the Offer Period.

This Cash Back Offer is non-transferable and will not be valid in conjunction with any other offer or promotion from Qtrade Direct Investing.

This Cash Back Offer can only be used once per client and cannot be applied on previously or subsequently submitted account applications to Qtrade Direct Investing.

You must be a Canadian resident who is of the age of majority in your respective province or territory when submitting your New Account application.

General

The cash bonus will be delivered to the primary qualifying account holders account on or around May 31, 2027.

Clients who qualify for this Cash Back Offer will not be eligible for any other offers or promotions from Qtrade Direct Investing until January 6, 2027

You are solely responsible for any tax consequences arising from or in connection with: this Cash Back Offer; the transfer of any assets into the qualifying account; and/or the payment of any cash bonus into the qualifying account.

All dollar amounts mentioned in relation to this Cash Back Offer are in Canadian dollars.

The amount of any transfer-in fee charged by another Canadian broker or financial institution will be credited to your qualifying account in the currency (either CAD or USD) in which your transfer was made (up to a maximum of CAD/USD $150 per client when you transfer $15,000 or more), subject to Qtrade Direct Investing’s receipt of the documentation evidencing such transfer-in fee. This is part of the Cash Back Offer and does not constitute a combining of Qtrade Direct Investing offers.

Qtrade Direct Investing reserves the right, at its sole and absolute discretion, to modify, suspend, disqualify, limit or revoke this Cash Back Offer to any person or account holder for any reason, including but not limited to manipulation or abuse of the process, fairness, integrity or operation of the Cash Back Offer.

The terms and conditions of this offer, including its overall availability, are at the sole and absolute discretion of Qtrade Direct Investing and are subject to change at any time without prior notice.

You may opt out of the Cash Back Offer at any time by notifying us at 1.877.787.2330 or directinvesting@qtrade.ca, in which case the cash bonus and trade commission discount pursuant to the Cash Back Offer will be cancelled or reversed.

Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc. Qtrade and Qtrade Direct Investing are trade names or trademarks of Aviso Wealth Inc. and/or its affiliates.