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Weekly Market Pulse - Week ending July 11, 2025

Market developments

Equities: U.S. stocks reached new record highs before fresh tariff escalations and concerns about a controversial fiscal bill created some uncertainty, driving the S&P 500 Index lower to end the week. European equities were strong, while Asian markets displayed mixed performance.

Fixed Income: Treasury yields in the U.S. were steady after government bond sales, with the 10-year US Treasury yield closing around 4.4%. Markets were digesting trade shifts and speculation about Federal Reserve rate cuts. The potential for consumer confidence to wane and push towards a recession remained a concern for the FOMC.

Commodities: Commodity markets experienced strong performance. Gold was up around 0.5%, as investors sought safe-haven assets amid rising geopolitical tensions and economic uncertainties. Copper surged over 9% while Oil rallied over 2% even as we saw an increase in U.S. crude inventories and OPEC+ decisions to raise production levels.

Performance (price return)

SECURITY

PRICE

WEEK

1 MONTH

3 MONTH

YTD

Equities ($Local)

 

 

 

 

 

S&P/TSX Composite

27,023.25

-0.05%

1.88%

14.56%

9.28%

S&P 500

6,259.75

-0.31%

3.94%

16.71%

6.43%

NASDAQ

20,585.53

-0.08%

4.94%

23.09%

6.60%

DAX

24,255.31

1.97%

1.28%

19.05%

21.83%

NIKKEI 225

39,569.68

-0.61%

2.99%

17.82%

-0.81%

Shanghai Composite

3,510.18

1.09%

3.17%

8.40%

4.73%

Fixed Income (Performance in %)

 

 

 

 

 

Canada Aggregate Bond

236.52

-0.28%

0.08%

0.82%

0.49%

US Aggregate Bond

2267.89

0.04%

0.89%

2.52%

3.60%

Europe Aggregate Bond

244.70

-0.68%

-0.58%

0.53%

0.38%

US High Yield Bond

28.09

-0.08%

1.39%

6.21%

4.70%

Commodities ($USD)

 

 

 

 

 

Oil

68.45

2.16%

0.44%

11.30%

-4.56%

Gold

3355.59

0.55%

0.01%

3.64%

27.86%

Copper

556.20

9.12%

15.53%

22.97%

38.13%

Currencies ($USD)

 

 

 

 

 

US Dollar Index

97.87

0.71%

-0.77%

-2.23%

-9.79%

Loonie

1.3692

-0.66%

-0.15%

1.34%

5.05%

Euro

0.8555

-0.76%

1.75%

2.93%

12.90%

Yen

147.43

-2.01%

-1.95%

-2.64%

6.63%

Source: Bloomberg, as of July 11, 2025

 

Central Bank Interest Rates

Central Bank

Current Rate

December 2025
Expected Rate*

Bank of Canada

2.75%

2.53%

U.S. Federal Reserve

4.50%

3.83%

European Central Bank

2.00%

1.72%

Bank of England

4.25%

3.70%

Bank of Japan

0.50%

0.63%

Source: Bloomberg, as of July 11, 2025

*Expected rates are based on bond futures pricing

 

Macro developments

Canada – Canadian Unemployment Rate Eases

Canada's unemployment rate fell to 6.9% in June 2025, down from 7% the previous month, defying expectations for an increase. This was the first improvement since January, with a decrease in the number of unemployed and an increase in total employment, signaling resilience amid economic uncertainties.

U.S. – No Notable Releases

No notable releases this week.

International – U.K. Economy Contracts, Eurozone Retail Sales Decline, China's Consumer Prices Rise, Japan's Producer Prices Slow

The British economy contracted by 0.1% in May, following a 0.3% decline in April, raising concerns about a potential contraction in Q2. Manufacturing and mining outputs fell significantly, although services saw slight growth. Overall GDP growth for the three months leading to May was 0.5%.

In May, Eurozone retail sales dropped by 0.7%, the largest decline since August 2023, following a 0.3% increase in April. This downturn was driven by reduced demand for non-food items, fuel and food, drinks and tobacco. Year-over-year growth in retail trade slowed to 1.8% in May from 2.7% in April.

In June, China's consumer prices increased by 0.1% year-over-year, reversing a previous decline and exceeding market expectations. This rise was fueled by e-commerce events, government subsidies and improved trade relations with the U.S. Although food prices continued to decline, core inflation hit its highest level in 14 months.

Japan's producer prices rose 2.9% year-over-year in June 2025, slowing from 3.2% in May and matching forecasts. This marked the lowest producer inflation since August 2024, with cost reductions in several sectors, including food and machinery. Monthly producer prices fell by 0.2%, marking the second consecutive decline.

Quick look ahead

DATE

COUNTRY / REGION

EVENT

 

SURVEY

PRIOR

14-Jul-25

China

GDP YoY

2Q

5.1

5.4

14-Jul-25

China

Retail Sales YoY

Jun

5.2

6.4

15-Jul-25

United States

CPI MoM

Jun

0.3

0.1

15-Jul-25

United States

CPI Ex Food and Energy MoM

Jun

0.3

0.1

15-Jul-25

United States

CPI YoY

Jun

2.6

2.4

15-Jul-25

United States

CPI Ex Food and Energy YoY

Jun

2.9

2.8

15-Jul-25

Canada

CPI NSA MoM

Jun

0.2

0.6

15-Jul-25

Canada

CPI YoY

Jun

2.0

1.7

16-Jul-25

United Kingdom

CPI MoM

Jun

0.1

0.2

16-Jul-25

United Kingdom

CPI YoY

Jun

3.4

3.4

16-Jul-25

United Kingdom

CPI Core YoY

Jun

3.4

3.5

16-Jul-25

United States

PPI Final Demand MoM

Jun

0.2

0.1

16-Jul-25

United States

PPI Ex Food and Energy MoM

Jun

0.2

0.1

16-Jul-25

United States

PPI Final Demand YoY

Jun

2.5

2.6

16-Jul-25

United States

PPI Ex Food and Energy YoY

Jun

2.7

3.0

17-Jul-25

United Kingdom

ILO Unemployment Rate 3Mths

May

4.6

4.6

17-Jul-25

Eurozone Aggregate

CPI YoY

Jun F

2.0

2.0

17-Jul-25

Eurozone Aggregate

CPI MoM

Jun F

0.3

0.3

17-Jul-25

Eurozone Aggregate

CPI Core YoY

Jun F

2.3

2.3

17-Jul-25

United States

Retail Sales Advance MoM

Jun

0.2

(0.9)

17-Jul-25

United States

Retail Sales Ex Auto and Gas

Jun

0.4

(0.1)

17-Jul-25

United States

Retail Sales Ex Auto MoM

Jun

0.3

(0.3)

17-Jul-25

Japan

Natl CPI YoY

Jun

3.3

3.5

17-Jul-25

Japan

Natl CPI Ex Fresh Food YoY

Jun

3.3

3.7

F = Final

 

The Asset Allocation Team at NEI Investments

Judith Chan, CFA – Vice President, Head of Multi-Asset Portfolios

Mateo Marks, CFA – Senior Multi Asset Portfolio Analyst

Adam Ludwick, CFA – Senior Multi Asset Portfolio Analyst

Anthony Rago, B.A.Sc. – Senior Multi Asset Portfolio Analyst

 

 

Aviso Wealth Inc. (“Aviso”) is the parent company of Aviso Financial Inc. (“AFI”) and Northwest & Ethical Investments L.P. (“NEI”). Aviso and Aviso Wealth are registered trademarks owned by Aviso Wealth Inc.

NEI Investments is a registered trademark of NEI. Any use by AFI or NEI of an Aviso trade name or trademark is made with the consent and/or license of Aviso Wealth Inc. Aviso is a wholly-owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. Mutual funds and other securities are offered by Aviso Wealth, a division of Aviso Financial Inc.

This material is for informational and educational purposes and it is not intended to provide specific advice including, without limitation, investment, financial, tax or similar matters. This document is published by AFI and unless indicated otherwise, all views expressed in this document are those of AFI. The views expressed herein are subject to change without notice as markets change over time.

Aviso Wealth Inc. ('Aviso') is a wholly owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. The following entities are subsidiaries of Aviso: Aviso Financial Inc. (including divisions Aviso Wealth, Qtrade Direct Investing, Qtrade Guided Portfolios, Aviso Correspondent Partners), Aviso Insurance Inc., Credential Insurance Services Inc. and Northwest & Ethical Investments L.P.  Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Aviso and Aviso Wealth are registered trademarks of Aviso Wealth Inc. NEI Investments is a registered trademark of Northwest & Ethical Investments L.P.

This material is for informational and educational purposes and it is not intended to provide specific advice including, without limitation, investment, financial, tax or similar matters. This document is published Aviso Wealth and unless indicated otherwise, all views expressed in this document are those of Aviso Wealth. The views expressed herein are subject to change without notice as markets change over time.